The age old question: Why buy a home now?
Here's some reasons why you shouldn't buy a home.
1. Maybe you don't have job security
2.Maybe you think that the Housing Market will continue to drop
3.Maybe you think you're credit isn't good enough
4.Maybe you think you don't have enough money saved to put down on a home.
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Now for the flip side to all the things above,
Here's some reasons why you should buy a home.
1. Job Security is something that few people have, since you still have to live somewhere, pay rent to someone one. Why not buy a home.
Did you know it's alot easier to be thrown out of a rental than it is to be removed from you home for non payment.
2. The housing market has dropped, the interest rate has dropped.
3. Credit scores are ever changing, ever present and part of our life. Your credit score need not be any higher than a 530 for an FHA Loan. Of course theres loop holes, but for most buyers with a score at or above 580 they can buy.
4. Don't have enough money to buy a home. In many cases all you need is what you'd need if you were renting and yes maybe a bit extra but for so many you may only need a few thousand to be on your way to home ownership.
NOW, If it's your first house it's usually called a starter home, meaning it's probably not your dream home, or maybe it needs some work. Or still yet if your starting over because of a previous foreclosure or loss of income etc. Then it's still your first house like a chance to do life over again!
So take advantage of your new life and stop handing your hard earned money over to someone else for their future, And start investing in your own.
Call U R Home Realty for the insight into Home OwnerShip!
We specialize in the area of helping those who are starting over, or people with low credit scores,low on cash, or those who are in foreclosure.
We can help, really we can.
Currently there is a Smart Start Program Giving First Time Home Buyers Cash to Buy a Home. Ask us How!
Currently there is a Smart Start Program Giving First Time Home Buyers Cash to Buy a Home. Ask us How!
Give Dave or Lisa a Call at U R Home let us lead you into your future!
U R Home Realty LLC
908-707-8900
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